Guides

Short, practical explanations of the banking basics behind an IFSC code, written to help you send money correctly.

What Is an IFSC Code? Meaning, Format and How to Read It Learn what an IFSC code is, what each of its 11 characters means, who assigns it and where it is used. NEFT vs RTGS vs IMPS: Differences, Limits and Timings A plain comparison of NEFT, RTGS and IMPS: how fast each is, limits, availability and which to choose. How to Find the IFSC Code of Your Bank Branch Six reliable ways to find a branch's IFSC code, from your cheque book and passbook to the bank app and this website. Sent Money to a Wrong IFSC Code? What to Do What happens when you enter the wrong IFSC code, what to do straight away, and how to avoid the mistake. Extra Payments on a Loan: How to Repay Faster and Save Interest How part-prepayments, an extra EMI a year or a higher EMI cut your loan tenure and interest, with worked examples.